Saturday, May 21

All about Kakeibo, this Japanese method for managing your budget

After the art of tidying up by Marie Kondo, the Japanese stand out with the art of saving, thanks to a method called Kakeibo. And in recent years, it has become popular.

Originally, this idea was created in 1904 by Motoko Hani, the first Japanese journalist, as stated The echoes. This clever technique allows you to organize your daily expenses, to better manage your budget and above all to save your money in a sustainable way.

Always so minimalist, the technique requires a simple notebook or a logbook. And at the beginning of each month, it is recommended to note all cash receipts, whether it be salary, social assistance, alimony received or other rental income.

The same operation must then be carried out with the expenses, taking care, however, to break them down into four categories: “vital”, “leisure”, “extras/unforeseen” and “futile/optional”. It is then necessary to write down your savings goals taking into account daily expenses, then take stock at the end of each week or month, by consulting your notebook.

In 2018, the author Fumiko Chiba also released a book entitled “Kakeibo: My account book to manage my budget and save”. This book has thus allowed this method to become a trend that has “swept Europe”, as the journalist specializing in personal finance, Lauren O’Callaghan, had specified.

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